Payment links
Create a link in seconds: amount, description, shared by email or WhatsApp. Your customer pays by card, or in cash at a partner agency.
Learn more — Payment linksPayment platform · Morocco
Get paid. The money is already there.
Your customers pay by card or in cash at an agency, and every successful payment is immediately available in your ChariPay payment account: bank transfers, bill payments, top-ups, payouts to your bank — no settlement wait.
Built and operated in Morocco
A local platform, designed for the dirham and Moroccan banks — the only payment gateway in the country that also collects cash at agencies.
Instantly available
Every successful payment credits your payment account in dirhams — an account in your name, with its RIB: the money is usable immediately, with no settlement wait.
3-D Secure
Cardholder authentication on every card payment.
Signed webhooks
Every notification is HMAC-signed and timestamped.
- Licensed by Bank Al-Maghrib (Chari Money)
- PCI DSS Level 1 certified
- 3-D Secure payments
Payment methods: Visa · Mastercard · Maroc Pay
Products
One platform, every way to get paid
From a payment link shared on WhatsApp to an API integrated into your website: choose the way to get paid that fits your business.
Online payments
Hosted checkout for your e-commerce site: one session per order, 3-D Secure, automatic return to your store.
Learn more — Online paymentsSubscriptions
Collect on a regular schedule with explicit customer consent, notice before every charge and automatic retries on failure.
Learn more — SubscriptionsWallet & payouts
Every successful payment is instantly available in your payment account: bank transfers, bill payments, top-ups — and payouts to your bank whenever you decide.
Learn more — Wallet & payoutsDistribution
Run a network of sub-merchants: bulk creation, balance caps, fund collection and payouts — with dual approval.
Learn more — DistributionThe portal
A dashboard, not a bank statement
The balance, what came in today, the next payout and the week's activity — on a single screen, in dirhams, in your language.
Real screenshot of the portal. Amounts, names and references are fictional — the screen is the one you will get.
portal-psp.charipay.ma
Who it's for
Built for the way you sell
Merchants
Shop, restaurant, services: get paid without a website or any integration. A link, a QR code or a poster is enough.
Online sellers & developers
A clean REST API, an instant test environment and reliable webhooks to connect ChariPay to your site or app.
Partners & distributors
Operate a network of points of sale: capped wallets, identity verification, automatic collection and controlled payouts.
How it works
From sign-up to your first payout
Create your sandbox account
Online sign-up, instant test key: explore the API and the portal with no commitment.
Take test payments
Payment links, checkout, subscriptions: validate your payment flow in the test environment.
Go live
Business verification (KYB), account activation: your move to production is guided.
The money is already available
Every successful payment credits your ChariPay account instantly; the payout to your bank runs automatically every night, or by transfer on demand.
API
Integrate ChariPay in a few lines
A predictable REST API: idempotency, explicit errors, signed webhooks. Start testing in the sandbox today.
- HMAC-signed webhooks with timestamps
- Idempotency via externalId on every creation
- Self-serve sandbox with an instant test key
POST /v1/payment-links{ "amount": 149.90, "description": "Commande n° 1234", "externalId": "order-1234"} // 201 Created{ "reference": "pl_3ND8xk", "status": "ACTIVE", "currency": "MAD", "payUrl": "https://…"}FAQ
The questions we hear most
What is ChariPay?
ChariPay is a Moroccan payment platform: merchants get paid by card or in cash at an agency — through payment links, an online checkout or subscriptions — and every successful payment is instantly available in their payment account, then paid out to their bank whenever they decide.
Do I need a website to use ChariPay?
No. Payment links are shared by email, WhatsApp, QR code or printed poster. And if you want to sell online without building a site, the hosted storefront publishes your products for you.
How do I test with no commitment?
Create a sandbox account yourself: online sign-up, email activation, portal login, then mint your own API key. The environment is complete — free of charge, with no time limit.
How do I go live?
Your business is verified (KYB: identity documents and trade register), then your account is activated. You are guided at every step from the portal.
Which payment methods are available?
Card payment, with 3-D Secure, and cash payment via a reference paid at a partner agency.
Can my customers pay without a bank card?
Yes — and no one else offers it: ChariPay is the only payment gateway in Morocco that also collects cash. Your customer generates a reference, pays it in cash at an agency of the Chari network, and you are notified the instant the deposit is made.