Explicit consent
Your customer's card is only kept with their consent, given at the first payment.
Recurring payments
Collect on schedule, with confidence
Subscriptions with explicit customer consent, notice before every charge and automatic retries: recurring billing, done properly.
Pre-debit notice
Your customer gets a notice by email — and on WhatsApp if you enable it — 0 to 30 days before each due date (3 days by default): no surprise debit, fewer disputes.
Smart retries
Four spaced attempts — on the due date, then one, three and seven days later — and only on temporary failures.
Full lifecycle
Active, past due, paused, completed, cancelled: every subscription has a clear status, visible in the portal.
Local time
Due dates and retries are computed in the Africa/Casablanca timezone — the same one your business runs on.
API and portal
Create and manage your subscriptions from the portal or through the API, under the same rules.
The portal, for real
What you see after the first sale
Each subscription carries its cadence, its next due date and the state of its charges. Pause, resume or cancel straight from its page.
Real screenshot of the portal. Amounts, names and references are fictional — the screen is the one you will get.
portal-psp.charipay.ma
An unpaid period never becomes invisible debt
As long as a period remains unpaid, no new period is billed. Your customer doesn't accumulate silent debt — and your books stay accurate.
Recurring in three steps
Offer the subscription
Amount, frequency, description — from the portal or the API.
Your customer consents
First payment with explicit consent to keep the card.
Collect on schedule
Prior notice, charge, automatic retries if needed.
Subscriptions, built for recurring revenue
Create the plan once; collection, reminders and history follow on their own.
Gyms & clubs
Monthly memberships without chasing cheques
Every member is charged when their plan falls due. No more binder of guarantee cheques and front-desk reminders: the portal shows who's paid up, who failed, and follows up cleanly.
Schools & training centres
Tuition fees, monthly and traceable
A plan per grade or per package, one payment per family per month. Administration sees payment status in real time, and each family's full history fits on a single page — useful when certificates are requested.
Software & online services
Bill a SaaS in dirhams, from Morocco
Monthly or annual plans, deferred starts, optional end dates: the subscriptions API manages the full lifecycle, and webhooks keep your customer base current — activation on subscribe, cut-off on failed payment.
Frequently asked questions about subscriptions
What happens when a charge fails?
ChariPay automatically retries temporary failures — on the due date, then one, three and seven days later — and sends your customer a fallback payment link. You are notified by webhook and keep control: offer another saved card, pause, or cancel. While an instalment remains unpaid, no new period opens.
Can a customer change plans mid-subscription?
A subscription carries a fixed amount and cadence. To change plans, cancel the old one — cancellation takes effect with no extra instalment — and create the new one on the same customer: their saved card is reused, with no new consent flow.
How does a subscription end?
At your request, at the customer's request passed on by you, or at an end date set at creation. Cancellation takes effect with no extra instalment, and the status moves to “cancelled”, visible in the portal and through the API. When a subscription is cancelled automatically after failed retries, the subscription.canceled webhook also notifies your server.
Can I offer a trial period?
Choose the date of the first instalment freely: nothing is collected before it. A deferred start acts as a launch period, and the customer exists in your base from day one.
Want to see Subscriptions in action?
Tell us about your business — our team will walk you through the product on a real-world case.