Our mission: let every Moroccan merchant get paid as simply as they sell — on a platform operated by Chari Money, a payment institution licensed by Bank Al-Maghrib.
Moroccan commerce has its own rules: the dirham, the RIB, cash that is still king, cards often closed to online payments by default, WhatsApp and Instagram as sales channels. ChariPay is built for this reality, not adapted to it after the fact. It is a Moroccan payment service provider (PSP): your customers pay by card — Visa, Mastercard, Maroc Pay, with 3-D Secure — or in cash at an agency of the largest cash payment network in Morocco — Damane Cash, Chaabi Cash, Tasshilat, Barid Cash and the Chari network — and ChariPay is the only payment gateway in Morocco that also collects cash at agencies. You get paid through payment links, a hosted checkout on your website, subscriptions or a network of sub-merchants. Every successful payment is available instantly in your payment account, which carries a RIB in your company's name: you use it for your transfers and bills, or pay it out to your bank account by instant transfer whenever you decide. Everything is in dirhams, with no conversion, and every movement carries its reference for your accounting.
ChariPay is the payment collection solution of Chari Money, a Moroccan FinTech licensed by Bank Al-Maghrib as a payment institution under law 103-12, within the Chari ecosystem — a Moroccan player in distribution and financial services. Chari Money is an SARL registered with the Casablanca trade register under number 346817, headquartered in Bouskoura, Ouled Saleh industrial zone. The platform is PCI DSS Level 1 certified, a certification renewed every year, and personal data is processed under law 09-08. To be clear, since the question keeps coming up: ChariPay is not a bank. The account you open is a payment account, held by Chari Money and used exclusively for payment operations — collecting, receiving and sending transfers, paying bills. It complements your bank; it does not replace it. To reach us: info@charipay.ma, or by phone and WhatsApp at +212 632 646 464.
ChariPay is a solution of Chari Money, the payment institution of the Chari group.
A connected digital world where online payments no longer face barriers — for Moroccan merchants and their customers alike. In practice: a customer without a card can pay cash for an order placed on WhatsApp, a craftsperson can get paid without a website, a Moroccan platform can integrate an API documented in three languages, and the money collected can serve the business right away.
Simplify and secure payment collection with tools that keep their promises: getting paid should be as simple as selling, and as safe as an operation supervised by Bank Al-Maghrib. That means a sandbox open to everyone, free and with no time limit, public documentation, signed webhooks, a payment account credited instantly — and honest answers, including about what we don't do.
Every dirham is booked, traced and reconciled. Our internal ledger runs on double-entry accounting, balanced at all times and reconciled daily; payouts and adjustments go through dual approval, and the audit log is chained, so history cannot be rewritten. That is what a licensed payment institution must deliver.
Clear statuses, explicit errors, fees shown before you confirm: you always know where you stand. Our public pricing fits in three lines — a free sandbox, a MAD 6,000 activation fee (VAT included) and a success-based commission set after reviewing your application — and refunding a customer is free.
Built and operated in Morocco, for Moroccan payment habits: cards with 3-D Secure, cash at the agencies of the largest cash payment network in Morocco, the RIB, the dirham. The website speaks French, English and Arabic, and our integration team supports every merchant all the way to go-live.
Merchant, partner or developer: let's talk about your project. You can also start on your own in test mode, free of charge, today.