Getting paid on WooCommerce in Morocco

WooCommerce powers a good share of Moroccan e-commerce: WordPress is already there, the store goes up in a weekend, hosting costs next to nothing. Then comes the payment box — and the choice narrows too fast to "cash on delivery" or "bank transfer plus a WhatsApp screenshot". Here are the two ways to plug ChariPay into your WooCommerce store, from the simplest to the most integrated.

Without development: the payment link inside your order flow

WooCommerce notifies you of every order. All you need is to answer with a link:

1. 1Keep "cash on delivery" or "bank transfer" as the checkout method — it is your collection point, not your actual payment.
2. 2When the order arrives, create a payment link in the ChariPay portal for the exact amount, and send it to the customer by WhatsApp or e-mail.
3. 3The customer pays by card (3-D Secure) or in cash: they receive a reference and deposit the amount at an agency of the Chari network — ChariPay is the only Moroccan gateway offering that choice.
4. 4The webhook or the portal notification confirms the payment: you move the order to "Completed" in WooCommerce and ship already paid.

Zero extensions to install, zero WordPress maintenance, and cash stops riding along with your parcels.

With your developer: the gateway wired to the API

WooCommerce is built to accept a custom payment method: a PHP class that redirects to a payment page and listens for a confirmation. Your developer builds it on the ChariPay API with three bricks:

• The payment session. On "Place order", your server calls POST /v1/payment-sessions with the amount and your return URLs, then redirects the customer to the hosted checkout — 3-D Secure included, with card data never touching your WordPress.
• The signed webhook. The confirmation lands on your endpoint, HMAC-signed: it is what moves the order to "paid", never the browser return. If your shared hosting was down, replay happens from the portal.
• Idempotency. A double-clicking customer, a plugin replaying a request: with Idempotency-Key, the payment is created exactly once.

The API docs give call examples in four languages, the Postman collection runs the full journey, and the self-serve sandbox lets you test the whole flow — test card included — before touching production.

Why it is worth the detour

• The money is available instantly in your ChariPay payment account — a regulated account, with a RIB in your company's name — as soon as a payment succeeds.
• Two methods, one reconciliation: cards and cash-at-agency land on the same statement, with accounting exports.
• The payout to your bank runs automatically every night once a settlement account is configured, or by transfer on demand.

Where to start

Open a sandbox account — it is online, free and commitment-free — and take a test payment today. For production: a one-time MAD 6,000 activation fee (VAT included), a commission per successful payment set once your application has been reviewed, and the integration team stays with you until the first real payment.